/* ==========================================================================
   Mercantile Mutual Global Funds Management
   Design system v2 — deep navy, champagne gold, editorial restraint
   ========================================================================== */

:root{
  --bg:#070D18;
  --bg-elev:#0A1222;
  --surface:#0E192D;
  --surface-2:#132238;
  --surface-3:#17294A;
  --gold:#C9A55A;
  --gold-bright:#E3C482;
  --gold-dim:#9A7B42;
  --text:#F0F4FA;
  --text-dim:#A7B6CE;
  --text-faint:#6B7B96;
  --line:rgba(201,165,90,.16);
  --line-soft:rgba(231,240,255,.08);
  --serif:"Cormorant Garamond","Iowan Old Style","Times New Roman",Georgia,serif;
  --sans:"Public Sans",-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
  --ease:cubic-bezier(.22,.61,.36,1);
  --maxw:1220px;
  --header-h:92px;
}

*{box-sizing:border-box;margin:0;padding:0}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{
  font-family:var(--sans);
  color:var(--text);
  background:var(--bg);
  line-height:1.7;
  font-size:17px;
  font-weight:400;
  -webkit-font-smoothing:antialiased;
  overflow-x:hidden;
}
body::before{
  content:"";position:fixed;inset:0;z-index:-1;pointer-events:none;
  background:
    radial-gradient(ellipse 80% 50% at 10% -10%,rgba(201,165,90,.05),transparent 50%),
    radial-gradient(ellipse 60% 40% at 90% 110%,rgba(19,34,56,.8),transparent 50%);
}
body::after{
  content:"";position:fixed;inset:0;z-index:-1;pointer-events:none;opacity:.35;
  background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='180' height='180'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.85' numOctaves='2' stitchTiles='stitch'/%3E%3CfeColorMatrix type='saturate' values='0'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)' opacity='.04'/%3E%3C/svg%3E");
}

img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
::selection{background:rgba(201,165,90,.25)}

.wrap{max-width:var(--maxw);margin:0 auto;padding:0 clamp(22px,5vw,48px);position:relative;z-index:1}

.eyebrow{
  font:600 12px/1 var(--sans);letter-spacing:.34em;text-transform:uppercase;
  color:var(--gold);display:flex;align-items:center;gap:16px;margin-bottom:22px;
}
.eyebrow::before{content:"";width:42px;height:1px;background:var(--gold)}
.eyebrow--center{justify-content:center}
.eyebrow--center::before,.eyebrow--center::after{content:"";width:42px;height:1px;background:var(--gold)}

h1,h2,h3{font-family:var(--serif);font-weight:500;line-height:1.05;letter-spacing:.3px;color:var(--text)}
h2{font-size:clamp(34px,5vw,56px)}
h3{font-size:clamp(21px,2.6vw,28px)}
.lede{font-size:clamp(17px,1.9vw,20px);color:var(--text-dim);max-width:60ch;line-height:1.7}
.section{padding:clamp(90px,12vw,160px) 0;position:relative}

/* ---------- buttons ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:12px;
  font:600 12.5px/1 var(--sans);letter-spacing:.18em;text-transform:uppercase;
  padding:20px 34px;border-radius:1px;cursor:pointer;border:1px solid transparent;
  transition:transform var(--ease) .25s,background var(--ease) .25s,border-color var(--ease) .25s,color var(--ease) .25s;
  will-change:transform;
}
.btn-solid{background:var(--gold);color:#070D18}
.btn-solid:hover{background:var(--gold-bright);transform:translateY(-2px)}
.btn-ghost{border-color:rgba(201,165,90,.5);color:var(--gold)}
.btn-ghost:hover{background:rgba(201,165,90,.08);border-color:var(--gold);transform:translateY(-2px)}

/* ---------- header ---------- */
.masthead{
  position:fixed;top:0;left:0;right:0;z-index:50;height:var(--header-h);
  background:rgba(7,13,24,.88);backdrop-filter:blur(16px);
  border-bottom:1px solid var(--line-soft);
}
.masthead .wrap{height:100%;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{display:flex;align-items:center;flex-shrink:0}
.brand img{height:48px;width:auto}
.nav{display:flex;align-items:center;gap:6px}
.nav a{
  font:500 13.5px/1 var(--sans);letter-spacing:.03em;color:var(--text-dim);
  padding:10px 16px;border-radius:2px;transition:color var(--ease) .2s;
}
.nav a:hover{color:var(--text)}
.nav a.is-current,.nav a[aria-current="page"]{color:var(--gold)}
.nav .cta{border:1px solid rgba(201,165,90,.55);color:var(--gold);margin-left:12px;background:rgba(201,165,90,.05)}
.nav .cta:hover{background:rgba(201,165,90,.12);color:var(--gold-bright)}
.nav-toggle{display:none;background:none;border:0;color:var(--gold);cursor:pointer;font-size:26px;line-height:1}

/* ---------- hero ---------- */
.hero{
  position:relative;min-height:100vh;display:flex;align-items:center;
  border-bottom:1px solid var(--line-soft);overflow:hidden;
}
.hero__bg{position:absolute;inset:0;z-index:0}
.hero__bg img{width:100%;height:100%;object-fit:cover;object-position:center right}
.hero__bg::after{
  content:"";position:absolute;inset:0;
  background:linear-gradient(90deg,rgba(7,13,24,.97) 0%,rgba(7,13,24,.88) 35%,rgba(7,13,24,.45) 70%,rgba(7,13,24,.2) 100%);
}
.hero__bg::before{
  content:"";position:absolute;inset:0;z-index:1;
  background:linear-gradient(0deg,rgba(7,13,24,1) 0%,transparent 35%);
}
.hero .wrap{position:relative;z-index:2;width:100%;padding-top:calc(var(--header-h) + 80px);padding-bottom:120px}
.hero__label{
  font:600 12px/1 var(--sans);letter-spacing:.32em;text-transform:uppercase;color:var(--gold);margin-bottom:24px;
}
.hero h1{font-size:clamp(52px,9vw,120px);font-weight:500;letter-spacing:.5px;max-width:14ch}
.hero__sub{
  font-family:var(--serif);font-size:clamp(20px,2.6vw,28px);color:var(--text-dim);
  font-style:italic;max-width:50ch;margin-top:22px;line-height:1.5;
}
.hero__actions{display:flex;gap:18px;margin-top:48px;flex-wrap:wrap}
.hero__meta{
  display:flex;gap:40px;margin-top:64px;padding-top:28px;border-top:1px solid rgba(201,165,90,.18);
}
.hero__meta div{font-size:13px;color:var(--text-faint);letter-spacing:.04em}
.hero__meta strong{display:block;color:var(--text);font-weight:500;font-size:14px;margin-top:4px}

/* ---------- statement ---------- */
.statement{text-align:center;max-width:920px;margin:0 auto}
.statement .pull{
  font-family:var(--serif);font-size:clamp(26px,4vw,44px);line-height:1.22;color:var(--text);font-style:italic;
}
.statement .pull em{color:var(--gold-bright);font-style:italic}
.statement .note{margin-top:34px;color:var(--text-faint);font-size:14px;letter-spacing:.02em}

/* ---------- pillars ---------- */
.pillars{border-top:1px solid var(--line-soft);border-bottom:1px solid var(--line-soft);background:var(--bg-elev)}
.pillars .grid{display:grid;grid-template-columns:repeat(3,1fr)}
.pillar{padding:60px 44px;border-left:1px solid var(--line-soft)}
.pillar:first-child{border-left:0}
.pillar .num{
  font-family:var(--serif);font-size:clamp(56px,7vw,90px);color:var(--gold);line-height:1;
  display:block;font-weight:500;
}
.pillar .num span{font-size:.35em;vertical-align:super;margin-left:4px;color:var(--gold-dim)}
.pillar h3{font-size:22px;margin:18px 0 10px}
.pillar p{font-size:15px;color:var(--text-dim);max-width:34ch}

/* ---------- matters ---------- */
.matters__grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line-soft);border:1px solid var(--line-soft)}
.mcard{
  background:var(--surface);padding:46px 36px 42px;position:relative;
  transition:background var(--ease) .3s;
}
.mcard:hover{background:var(--surface-2)}
.mcard__num{
  position:absolute;top:22px;right:28px;font-family:var(--serif);font-size:54px;color:rgba(201,165,90,.12);font-style:italic;line-height:1;
}
.mcard__icon{color:var(--gold);font-size:32px;margin-bottom:22px;line-height:1}
.mcard h3{font-size:22px;margin-bottom:10px}
.mcard p{font-size:15px;color:var(--text-dim);line-height:1.65}

/* ---------- process ---------- */
.process__track{
  display:grid;grid-template-columns:repeat(6,1fr);gap:16px;position:relative;
}
.process__track::before{
  content:"";position:absolute;top:31px;left:8%;right:8%;height:1px;background:linear-gradient(90deg,transparent,var(--gold-dim),transparent);
}
.step{position:relative;text-align:center;padding-top:72px;z-index:1}
.step__n{
  position:absolute;top:0;left:50%;transform:translateX(-50%);
  width:62px;height:62px;border-radius:50%;display:grid;place-items:center;
  background:var(--bg);border:1px solid var(--gold);color:var(--gold);
  font-family:var(--serif);font-size:22px;
}
.step h3{font-size:18px;margin-bottom:8px}
.step p{font-size:14px;color:var(--text-dim);max-width:26ch;margin:0 auto}

/* ---------- bands ---------- */
.band{
  position:relative;overflow:hidden;border:1px solid var(--line);
  background:
    radial-gradient(circle at 0% 0%,rgba(201,165,90,.08),transparent 35%),
    radial-gradient(circle at 100% 100%,rgba(14,25,45,.6),transparent 45%),
    var(--surface);
  padding:clamp(56px,8vw,96px);
}
.band::before{
  content:"";position:absolute;left:0;top:8%;bottom:8%;width:2px;
  background:linear-gradient(180deg,transparent,var(--gold) 30%,var(--gold) 70%,transparent);opacity:.7;
}
.band::after{
  content:"";position:absolute;inset:0;pointer-events:none;opacity:.25;
  background:linear-gradient(90deg,rgba(201,165,90,.04) 0%,transparent 60%);
}
.band .row{display:flex;align-items:center;justify-content:space-between;gap:40px;position:relative;z-index:1}
.band h2{font-size:clamp(28px,4vw,44px);max-width:24ch}
.band p{color:var(--text-dim);margin-top:12px;max-width:52ch}

/* ---------- footer ---------- */
.footer{border-top:1px solid var(--line-soft);background:#050A12;padding:84px 0 44px;position:relative;z-index:1}
.footer .grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:56px}
.footer h4{font:600 12px/1 var(--sans);letter-spacing:.28em;text-transform:uppercase;color:var(--gold);margin-bottom:22px}
.footer ul{list-style:none}
.footer li{margin-bottom:11px}
.footer a{color:var(--text-dim);font-size:15px;transition:color var(--ease) .2s}
.footer a:hover{color:var(--text)}
.footer__logo{height:42px;width:auto;margin-bottom:20px;display:block}
.footer .co{margin-top:22px;font-family:var(--serif);font-size:20px;color:var(--text);line-height:1.35}
.footer .abn{margin-top:6px;font-size:13px;color:var(--text-faint)}
.footer .note{font-size:13.5px;color:var(--text-faint);line-height:1.7;max-width:54ch;margin-top:16px}
.footer-legal{border-top:1px solid var(--line-soft);margin-top:56px;padding-top:26px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:16px;font-size:12.5px;color:var(--text-faint)}
.footer-legal nav{display:flex;gap:22px;flex-wrap:wrap}
.footer-legal a{color:var(--text-dim)}

/* ---------- reveal ---------- */
.reveal{opacity:0;transform:translateY(28px);transition:opacity .9s var(--ease),transform .9s var(--ease)}
.reveal.in{opacity:1;transform:none}

/* ---------- responsive ---------- */
@media (max-width:1000px){
  .nav{display:none;position:absolute;top:var(--header-h);left:0;right:0;flex-direction:column;background:var(--bg-elev);border-bottom:1px solid var(--line);padding:18px 24px 26px;gap:6px}
  .nav.open{display:flex}
  .nav .cta{margin-left:0;justify-content:center}
  .nav-toggle{display:block}
  .hero h1{font-size:clamp(42px,10vw,72px)}
  .hero__meta{flex-direction:column;gap:18px}
  .pillars .grid{grid-template-columns:1fr}
  .pillar{border-left:0;border-top:1px solid var(--line-soft);padding:44px 28px}
  .pillar:first-child{border-top:0}
  .matters__grid{grid-template-columns:1fr}
  .process__track{grid-template-columns:1fr 1fr;gap:40px 20px}
  .process__track::before{display:none}
  .step{padding-top:0;padding-left:78px;text-align:left}
  .step__n{left:0;transform:none;top:0}
  .band .row{flex-direction:column;align-items:flex-start}
  .footer .grid{grid-template-columns:1fr 1fr}
}
@media (max-width:560px){
  .hero__actions .btn{width:100%}
  .process__track{grid-template-columns:1fr}
  .footer .grid{grid-template-columns:1fr}
}
@media (prefers-reduced-motion:reduce){
  *{transition:none!important;animation:none!important}
  .reveal{opacity:1;transform:none}
}

/* ---------- 404 error page ---------- */
.error{min-height:56vh;display:flex;align-items:center;padding:120px 0 100px;background:var(--bg)
  radial-gradient(circle at 20% 10%,rgba(201,165,90,.06),transparent 40%);
  position:relative}
.error .wrap{position:relative;z-index:1}
.error__code{font-family:var(--serif);font-size:clamp(90px,16vw,168px);font-weight:400;line-height:.9;
  color:transparent;-webkit-background-clip:text;background-clip:text;
  background-image:linear-gradient(180deg,var(--gold-bright),var(--gold-dim))}
.error h1{font-family:var(--serif);font-weight:500;font-size:clamp(28px,4.5vw,42px);color:var(--text);
  margin:22px 0 14px}
.error p{color:var(--text-dim);font-size:16px;line-height:1.75;max-width:52ch}
.error .error__actions{margin-top:36px;display:flex;gap:16px;flex-wrap:wrap}

/* ==========================================================================
   Inner pages — shared components
   ========================================================================== */
.page-hero{
  border-bottom:1px solid var(--line-soft);
  background:
    radial-gradient(ellipse 60% 60% at 15% 0%,rgba(201,165,90,.07),transparent 50%),
    rgba(10,18,34,.55);
  padding:calc(var(--header-h) + clamp(56px,9vw,110px)) 0 clamp(60px,8vw,96px);
}
.page-hero .eyebrow{margin-bottom:26px}
.page-hero h1{font-size:clamp(42px,7vw,76px);max-width:20ch}
.page-hero .lede{margin-top:24px}

.section-head{max-width:760px;margin-bottom:56px}
.section-head h2{margin-bottom:18px}

.prose{max-width:820px;font-size:17px;line-height:1.85;color:var(--text-dim)}
.prose h2{color:var(--text);font-size:clamp(26px,3.4vw,36px);margin:64px 0 18px}
.prose h2:first-child{margin-top:0}
.prose h3{color:var(--text);font-size:22px;margin:44px 0 14px}
.prose p{margin-bottom:18px}
.prose ul,.prose ol{margin:0 0 22px;padding-left:26px}
.prose li{margin-bottom:10px}
.prose strong{color:var(--text);font-weight:500}
.prose a{color:var(--gold);text-decoration:underline;text-underline-offset:3px}
.prose a:hover{color:var(--gold-bright)}
.prose .callout{
  border-left:2px solid var(--gold);background:var(--surface);padding:26px 30px;margin:34px 0;
  color:var(--text-dim);font-style:italic;font-family:var(--serif);font-size:19px;line-height:1.7;
}

/* two-column feature split */
.feature{
  display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.15fr);gap:clamp(40px,6vw,80px);
  align-items:start;
}
.feature__body h2{margin-bottom:18px}
.feature__body p{color:var(--text-dim);margin-bottom:18px;line-height:1.8}
.feature__aside{position:sticky;top:calc(var(--header-h) + 30px)}

/* definition / coverage checks */
.checklist{list-style:none;padding:0;margin:0}
.checklist li{
  display:flex;gap:14px;padding:20px 4px;border-bottom:1px solid var(--line-soft);
  color:var(--text-dim);line-height:1.7;font-size:16px;
}
.checklist li:last-child{border-bottom:0}
.checklist .ico{color:var(--gold);font-size:22px;line-height:1.6;flex-shrink:0}
.checklist strong{color:var(--text);font-weight:500}

/* small card grid (2-col) */
.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:1px;background:var(--line-soft);border:1px solid var(--line-soft)}

.info-card{background:var(--surface);padding:40px 34px;position:relative}
.info-card:hover{background:var(--surface-2)}
.info-card h3{font-size:21px;margin-bottom:12px;padding-right:12px}
.info-card p{font-size:15px;color:var(--text-dim);line-height:1.7}

/* vertical timeline for process detail */
.timeline{list-style:none;padding:0;margin:0;max-width:820px}
.timeline li{
  position:relative;padding:0 0 56px 84px;border-left:1px solid var(--line);
}
.timeline li:last-child{padding-bottom:0}
.timeline .n{
  position:absolute;left:-1px;top:0;transform:translateX(-50%);
  width:56px;height:56px;border-radius:50%;background:var(--bg);border:1px solid var(--gold);
  color:var(--gold);font-family:var(--serif);font-size:20px;display:grid;place-items:center;
}
.timeline h3{font-size:22px;margin-bottom:8px}
.timeline p{color:var(--text-dim);line-height:1.7;max-width:64ch}
.timeline .tag{
  display:inline-block;font:600 11px/1 var(--sans);letter-spacing:.22em;text-transform:uppercase;
  color:var(--gold-dim);margin-bottom:12px;
}

/* fact list (address / entity details) */
.facts{list-style:none;padding:0;margin:0;border-top:1px solid var(--line-soft)}
.facts li{
  display:grid;grid-template-columns:130px 1fr;gap:20px;padding:18px 4px;border-bottom:1px solid var(--line-soft);
  font-size:15px;line-height:1.7;
}
.facts li span:first-child{color:var(--gold);font:600 11.5px/1.6 var(--sans);letter-spacing:.16em;text-transform:uppercase}
.facts li div{color:var(--text-dim)}

@media (max-width:900px){
  .feature{grid-template-columns:1fr}
  .feature__aside{position:static}
  .grid2{grid-template-columns:1fr}
}
@media (max-width:640px){
  .facts li{grid-template-columns:1fr;gap:6px}
  .timeline li{padding-left:64px}
}

/* ===== Submit-a-Matter form ===== */
.hp{position:absolute;left:-9999px;top:-9999px;height:0;overflow:hidden}
form{display:block}
.grid-form{display:grid;grid-template-columns:1fr 1fr;gap:0 28px}
.form-field{margin-bottom:26px}
.form-field label{display:block;font:600 12px/1 var(--sans);letter-spacing:.12em;text-transform:uppercase;color:var(--gold);margin-bottom:10px}
.form-field input:not([type=radio]):not([type=checkbox]):not([type=file]),
.form-field select,
.form-field textarea{
  width:100%;background:var(--surface);border:1px solid var(--line);color:var(--text);
  padding:15px 16px;font-family:var(--sans);font-size:15px;border-radius:2px;transition:border-color var(--ease) .2s;
}
.form-field input:focus,.form-field select:focus,.form-field textarea:focus{outline:none;border-color:var(--gold)}
.form-field .hint,.form-field .counter{display:block;margin-top:8px;font-size:12.5px;color:var(--text-faint)}
.form-field .counter{text-align:right}
.form-role{margin-bottom:30px;border:0;padding:0}
.form-role legend{font:600 12px/1 var(--sans);letter-spacing:.12em;text-transform:uppercase;color:var(--gold);margin-bottom:14px}
.radio-row{display:flex;gap:24px;flex-wrap:wrap}
.radio-row label{display:flex;align-items:center;gap:10px;font-size:15px;color:var(--text-dim);cursor:pointer}
.radio-row input{accent-color:var(--gold)}
.check{display:flex;align-items:flex-start;gap:12px;margin-bottom:18px;font-size:15px;color:var(--text-dim);cursor:pointer}
.check input{accent-color:var(--gold);margin-top:4px}
.check a{color:var(--gold);text-decoration:underline}
.filelist{list-style:none;padding:0;margin:12px 0 0}
.filelist li{font-size:13px;color:var(--text-dim);padding:4px 0;border-bottom:1px dashed var(--line-soft)}
.form-msg{margin:26px 0;padding:16px 18px;border-radius:2px;display:none}
.form-msg.err{display:block;background:rgba(201,90,90,.1);color:#f0b9b9;border:1px solid rgba(201,90,90,.4)}
.form-msg.ok{display:block;background:rgba(201,165,90,.08);color:var(--gold-bright);border:1px solid var(--line)}
@media (max-width:640px){.grid-form{grid-template-columns:1fr}}
/* ==========================================================================
   Submit overlay + spinner (submit-a-matter)
   ========================================================================== */
[hidden]{display:none !important}
body.no-scroll{overflow:hidden}
.submit-overlay{
  position:fixed;inset:0;z-index:1000;
  background:rgba(7,13,24,.82);
  backdrop-filter:blur(3px);-webkit-backdrop-filter:blur(3px);
  display:flex;align-items:center;justify-content:center;
}
.submit-overlay__box{text-align:center;color:var(--text-dim);max-width:440px;padding:0 24px}
.submit-overlay__text{font:500 16px/1.6 var(--sans);margin-top:24px}
.spinner{
  width:52px;height:52px;margin:0 auto;
  border:3px solid rgba(201,165,90,.2);
  border-top-color:var(--gold);
  border-radius:50%;
  animation:spin .9s linear infinite;
}
@keyframes spin{to{transform:rotate(360deg)}}
@media (prefers-reduced-motion:reduce){.spinner{animation-duration:1.8s}}

/* Field-level validation errors (submit-a-matter) */
.form-field input.field-error,.form-field select.field-error,.form-field textarea.field-error{border-color:#d98c8c !important}
.form-field input.field-error:focus,.form-field select.field-error:focus,.form-field textarea.field-error:focus{border-color:#e08a8a !important;box-shadow:0 0 0 2px rgba(224,138,138,.15)}
.form-role.field-error legend,.check.field-error>span{color:#e08a8a}
.form-field.field-error input[type=file]{outline:1px solid rgba(224,138,138,.55);outline-offset:5px}